The Affordable Care Act (ACA) has been successful in bringing affordable health care to millions of Americans. The ACA has expanded health insurance to more than 20 million people, and consumers receive more coverage for their dollar. While we’ve made tremendous progress, we also acknowledge that many Americans struggle with the costs, particularly those in the individual insurance market. Many of the actions taken by the current administration have created instability and uncertainty in the individual market, thereby increasing costs and making affordability a greater problem. We are dedicated to finding solutions to reduce health care costs and further the goal of universal coverage for all Americans.

To be clear, repealing and undermining the ACA are not solutions, and rolling back Medicaid expansion only further destabilizes the individual market. Nevertheless, we believe certain reforms and recommitment to policies that work can improve the individual market and make health care more affordable. The following proposals will bring down costs for individuals and families, and help stabilize the individual insurance market.