Close Menu Congressman Kurt Schrader


Medicare Enrollment Protection Act

H.R. 2564

Congressmen Schrader, Rep. Bilirakis (R-FL), Rep. Thompson (D-CA), and Rep. Buchanan (R-FL) introduced the bipartisan Medicare Enrollment Protection Act of 2019 to protect seniors from coverage gaps in Medicare by closing the Medicare Part B-COBRA loophole.

Under current law, anyone 65 and older who does not enroll in Medicare Part B within eight months of retiring or being laid off from his or her job is penalized with a higher lifetime premium and a delayed start to Medicare coverage. This includes those who opt into COBRA coverage upon retirement which essentially extends the coverage they received under their employer for up to an additional 18 months.

“A complicated enrollment process should not prevent anyone from receiving coverage, and it certainly should not penalize them for the rest of their life,” said Congressman Schrader. “No one should be slapped with higher premiums for life simply because they opted into a program that kept them in their own network longer. Our bill will close this loophole in the enrollment process and protect our seniors from being without coverage at a time when they need it most, providing them with a system of continuous enrollment.”