Kurt's Work

The Pathway to Universal Coverage Act would provide grants for States to pilot opt-out insurance coverage for individuals eligible for premium assistance or Medicaid. The bill gives States the tools they need to expand coverage, including access to data, streamlined enrollment and new reporting to identify the uninsured. It also contains strong consumer protections, only allowing opt-out enrollment for people with no upfront costs and holds those auto-enrolled harmless from recoupment if their incomes change. Individuals would be given 60 days to opt-out of receiving coverage – ensuring complete consumer choice in their health care decisions. More than half of uninsured people eligible for financial help could have qualified for a health plan that required no premium in 2018. Using an opt-out model, like what has been successful for retirement plans, could have expanded coverage to at least 4 million Americans.